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Book Your Free Consultation Today+1 866-574-4885contact@majokaaccounting.comBook Your Free Consultation Today+1 866-574-4885contact@majokaaccounting.comBook Your Free Consultation Today+1 866-574-4885contact@majokaaccounting.comBook Your Free Consultation Today+1 866-574-4885contact@majokaaccounting.com
Ontario, Canada

Professional Bookkeeping Services in Toronto, Ontario

Toronto is Canada’s largest city and its financial services hub, home to the Toronto Stock Exchange and the head offices of Canada’s major banks on Bay Street, alongside a large technology sector, a globally significant film and TV production industry, and one of the most diverse small-business communities in the country. That mix means bookkeeping needs range from financial-services-adjacent accounting to standard immigrant-owned small business needs across every sector imaginable.

Majoka Accounting Ltd is headquartered in British Columbia, and we work with Toronto businesses the same way we work with clients everywhere: through secure cloud accounting platforms, with a dedicated bookkeeper who understands your structure and Ontario’s HST rules — including the 2026 small business tax rate change that affects how this year’s corporate tax needs to be calculated.

Plans Start at $199/Month CAD

Fixed monthly pricing, no surprise invoices, no long-term lock-in. The exact rate depends on your transaction volume and whether payroll is included.

Toronto

Quick Facts

Structure
Federally registered Canadian company
Location
Toronto, Ontario
Starting price
$199/month CAD
Scope
Bookkeeping, HST-ready records, payroll support, financial reporting — prepared ready for your accountant to file

What Is HST-Ready Bookkeeping?

HST-ready bookkeeping means your taxable sales and input tax credits are tracked accurately throughout each period, so your return is ready to file with the CRA on time. In Ontario, HST is a single blended 13% tax (unlike BC’s separate GST and PST), which simplifies rate calculation but still requires the same $30,000 small- supplier registration threshold and 29-day registration window as everywhere in Canada.

Toronto

Why Toronto Businesses Need Professional Bookkeeping

Patterns we see regularly among Toronto clients:

High transaction volume and complexityToronto’s dense, competitive business environment means many businesses process more transactions and deal with more suppliers than similarly- sized businesses elsewhere.
Multi-currency and cross-border tradeToronto’s role as a financial and business hub means many local businesses deal with international clients or suppliers.
High cost of doing businesswith some of the highest commercial rents and costs in Canada, accurate monthly bookkeeping is essential for knowing your real margins.
Owner timeevery hour spent reconciling accounts is an hour not spent growing the business.
Toronto

Understanding Toronto’s Business Environment

Toronto’s economy is anchored by its role as Canada’s financial capital, home to the Toronto Stock Exchange and the head offices of Canada’s major banks, alongside a substantial technology sector, a film and television production industry that consistently ranks among North America’s largest, and an exceptionally diverse small-business community spanning nearly every industry and immigrant entrepreneur community in the country.

Toronto

Ontario Business Landscape: Key Facts

Ontario uses a single blended HST of 13%5% federal plus an 8% provincial component — administered together by the CRA, unlike BC’s separate GST-plus-PST system or Alberta’s GST-only approach.
Ontario’s small business corporate tax rate permanently dropped from 3.2% to 2.2% on July 1, 2026 — combined with the 9% federal rate, that brings the all-in rate on the first $500,000 of active business income down to 11.2% going forward
(previously 12.2%).
For any corporation with a fiscal year that straddles July 1, 2026, the tax rate for that year needs to be prorated between the old and new provincial rates — not simply averaged, but calculated based on the exact number of days before and after the change.
(Sources2026 Ontario Budget and PwC Canada tax analysis, current as of 2026. General provincial facts, not claims about Majoka Accounting Ltd’s own client base.)
Toronto

Recent Bookkeeping and Tax Updates in Ontario

The small business tax rate cut is now law, not a proposal. As of July 1, 2026, Ontario’s provincial small business rate dropped permanently from 3.2% to 2.2% — over 375,000 Ontario businesses are expected to benefit.
Businesses with a December 31 year-end face a blended
2026 rate of approximately 11.7%, reflecting the prorated mix of the old and new provincial rates across the calendar year — a detail easy to get wrong without careful bookkeeping.
Ontario’s non-eligible dividend tax credit rate is decreasing from 2.9863% to 1.9863%, effective January 1, 2027, aligning with the lower corporate rate — meaning owner-managers should review their salary-versus-dividend planning before that date.
A temporary enhancement to the HST New Housing Rebate has been proposed, which would remove the 8% provincial portion of HST for qualifying new homes valued up to $1 million, for agreements signed between April 1, 2026 and March 31, 2027 — relevant for businesses in residential construction or real estate.
This section will be updated periodically to reflect regulatory changes — always confirm current requirements with your accountant before making filing decisions.
Toronto

Where We Work Near Toronto

We also work regularly with businesses in North York, Scarborough, Etobicoke, and East York. If your business is anywhere in Ontario, our process is identical.

Toronto

Common Bookkeeping Challenge in Toronto

A growing tech startup doesn’t track SaaS revenue recognition correctly, recognizing full annual contract value upfront instead of spreading it over the subscription period, which distorts monthly profitability and confuses investors reviewing the books. Structured monthly bookkeeping applies proper revenue recognition from day one.

Toronto

Business Information

Canadian Headquarters
Legal name
Majoka Accounting Ltd
Hours
Monday–Friday, 9am–5pm PT
FAQs

Questions About Bookkeeping in Toronto

Scope of Service

Majoka Accounting Ltd is a bookkeeping firm, not a CPA firm. We do not provide audit, assurance, or income tax preparation services. Our work centers on bookkeeping, payroll support, HST support, and financial reporting, and we coordinate directly with your accountant whenever that’s helpful.

Ontario

Other Cities We Serve in Ontario

Same team, same fixed monthly pricing, everywhere in Ontario.

Bookkeeping for your Toronto business

Plans start at $199/month. Ready to get your Toronto business’s books in order? Book a free consultation today — call us, message us on WhatsApp, or email us to get started. We typically respond within one business day.